Academic fees
Calculate tuition by year or semester and include registration, laboratory and material fees where relevant.
Initial setup costs
These may include visa, insurance, flight, housing deposit and essential setup items.
Monthly expenses
Accommodation, food, transport, connectivity and personal spending vary by location and lifestyle.
Emergency reserve
Set aside funds for medical, travel, housing changes or unexpected delays.
Review the plan
Use three scenarios—lean, realistic and comfortable—then choose the plan the family can sustain.
Use these steps as a comparison framework, then review your individual case with a counsellor.